Who we are
We are Chartered Financial Planners here for you
This title is only awarded to firms committed to developing and maintaining the knowledge and capability of their people so that they can deliver the highest quality advice.
Chartered firms must also follow a demanding code of ethical practice. This means that they must work in a principled manner that places clients' interests at the heart of the advice they give. Chartered status - granted by the Privy Council - is the industry gold standard for financial planners and is currently met by only around 500 firms across the country.
Who we are and the way we do business
At Regency, we undertake a holistic and wide ranging approach to personal financial planning with the objective of producing a tailor made solution for each client. We take our Independent status very seriously and research the whole market as we are not restricted to any single company or group.
You may be at the stage of your life where you need expert input on how best to protect you and your family in the case of death or serious illness. You may need to save for school or university fees and we can provide a strategy, with regular reviews to help keep you on course. We place particular emphasis on regular client reviews as these will keep you up to date with changing tax and other legislation and, of course, your own changing circumstances.
When you approach retirement our role is to help you decide when and how best to take your pension benefits. You may require the security of guaranteed income offered by an annuity or the flexibility of drawing income from your own managed pension portfolio - or a combination of methods. If you already have accumulated several pension pots from different sources we can analyse these and offer consolidation advice.
Should you be suffering ill health at retirement we will seek out enhanced terms for you; we would also advise on how best to minimise Inheritance Tax and retain assets for your heirs to enjoy once you are out of the picture.