Portfolio Creation
One of the most important services that Regency Investment Services provide is to help our clients to save both up to and beyond retirement. Initially, we help you assess your attitude to risk through the spectrum from Cautious to Speculative.
- Risk can be reduced within your portfolio by investing in a range of different types of assets. For example, Cash, Gilts & Fixed Interest, Corporate Bonds, Commercial Property and Equities.
- Each different type of asset tends to perform well in certain market conditions and broadening the portfolio's exposure across a range of asset classes means that the fluctuations caused by most economic and financial events can be smoothed out.
- Risk can be further diversified by investing over a number of geographical areas (such as UK, Europe, North America, Far East, etc), and utilising the skills of different fund managers.
A typical balanced portfolio
Approximately 70% of overall assets would be invested in equities although this may fluctuate between 55% and 85% over the investable period, typically a minimun of 7 years.
